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A refinance occurs when a borrower replaces an existing loan with a new loan to improve the terms, such as the interest rate, amount borrowed, and length of the loan.

Learn how a mortgage refinance works, types of refinance loans you could get, and when it makes the most sense. When you refinance, you pay off your original loan with a new loan that has more favorable terms Refinancing your home loan can be a way to lower your monthly mortgage payment, reduce your interest rate, or borrow against your equity. Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you.

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