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Increased payments to nearly 7.5 million ssi recipients will begin on december 31, 2025. This year, for the first time, social security beneficiaries will receive a newly designed and improved cola notice that makes it easier for customers to find the information they need most. The latest cola is 2.8 percent for social security benefits and ssi payments

Social security benefits will increase by 2.8 percent beginning with the december 2025 benefits, which are payable in january 2026. Social security begins notifying people about their new benefit amount by mail starting in early december Automatic determinations cola determination consumer price index average wage index since 1975, social security's general benefit increases have been based on increases in the cost of living, as measured by the consumer price index

Prior to 1975, social security benefit increases were set by legislation.

By law, federal benefits increase when the cost of living rises, as measured by the department of labor’s consumer price index for urban wage earners and clerical workers. Those who have a personal my social security account can view their cola notice online, which is secure, easy, and faster than receiving a letter in the mail

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