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You now have more ways to contribute to your employees’ health care costs — with health reimbursement arrangements (hras) Knowing just a few things before you compare plans can make it simpler. Use this guide to help you compare coverage options, like hras and group health plans.
For a basic guide on some health insurance products and services that may be available to small businesses, check out these resources Choosing a health insurance plan can be complicated You can also contact a licensed agent or broker for more help.
The small business health options program (shop) is for small employers who want to provide health and/or dental insurance to their employees — affordably, flexibly, and conveniently.
You'll find health insurance plans with estimated prices available to you Premium estimates show any savings you qualify for based on the basic information you entered. See plans & prices get estimated prices on 2026 health plans before you log in browse 2026 plans and estimated prices here Next, create or log into your marketplace account to apply, get final prices, and enroll
You can only preview plans and prices here, not enroll. During the government shutdown, continue using your 2025 health insurance plan and providers Use this site to apply for and enroll in 2026 coverage during marketplace open enrollment.
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