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Open enrollment ends — last day to enroll in or change marketplace health plans for the year (the following are examples, not a full list.) After this date, you can enroll in or change plans only if you qualify for a special enrollment period

Coverage starts for those who enroll in or change plans december 16 through january 15 and pay their first premium. There are 4 basic types of qualifying life events During the government shutdown, continue using your 2025 health insurance plan and providers

Use this site to apply for and enroll in 2026 coverage during marketplace open enrollment.

Keep or change your insurance plan see why you should prepare for next open enrollment now Preview marketplace health plans and price quotes in your area We would like to show you a description here but the site won’t allow us. No matter what state you live in, you can enroll in affordable, quality health coverage.

Check if you qualify for a special enrollment period through january 15 you may qualify for a special enrollment period to get or change health plans outside of open enrollment if you've had a recent life event, like Losing other health coverage moving getting married having a baby If you had medicaid or chip coverage that ended after you gave birth (or if your state told you it’ll end soon), you can apply for marketplace coverage Losing other coverage qualifies you for a special enrollment period

When you fill out your application, select that you were found ineligible for medicaid or chip by the state agency.

Getting a health insurance marketplace® plan 4 steps open enrollment for 2026 starts november 1 answer a few questions now to preview plans with personalized price estimates A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a special enrollment period, allowing you to enroll in health insurance outside the yearly open enrollment period

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