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How much car can i realistically afford given my circumstances I mean, you can probably afford a $300k car if you want to live in a cardboard box next to the soup kitchen. You don’t make nearly enough to comfortably afford a new 911

Plus the fact that you are looking at this as a monthly payment rather than the total cost of the vehicle shows you have no clue about buying a car. This is exactly the wrong question that gets people in so much trouble The car i want it about $35,000 but that seems to be very unrealistic for me, but is it

One of the really quick benchmarks on how much car can i afford is that the purchase price of the vehicle should not be more than 50% of your income

With an income of $52k a year, the $35k car you're interested in is already too much car for you. It depends on how much money you have, and how much of it you can afford to spend on a depreciating asset It's still a good idea to use the 10% rule to assume you are financing Estimate the value, and then pay cash instead of financing.

I more meant very few people buy cars in a utilitarian way rather than the best they can responsibly afford. You can easily afford a 20k car, unless your mortgage is insane and have other consumer debt thats out of whack 70k is just around 5800 per month Financing 6k is honestly laughable at your income and many banks won't even do it but if you insist, this is more than affordable

Get a 12 month loan lol

If you can afford it, i don’t get why you wouldn’t buy new versus used especially with the prices being so close I kept my last new car for 11 years and plan to do the same with my current one Too many people change cars with their moods and use them like a fashion accessory instead of a tool to use for transportation A lot of people think they can afford a lot more than they can

That house is the biggest factor in the equation, need to figure out what you need to do to afford that before realistically answering what car you can afford How much car can i afford

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