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Renters liability insurance is the part of a renters policy that covers you if you cause injuries to other people or damage to their property. Cnbc select has picked the companies with the best renters insurance policies in the state. How renters liability insurance works liability insurance covers bodily injury to another person or property damage to another's belongings in your home

This coverage is included in a standard renters insurance policy, making it one of the four primary coverages protected by renters insurance New york has the highest percentage of renters in the u.s How much personal liability insurance do you need as a renter

Read on to learn more about coverage.

Renter's insurancemany uninsured renters are under the mistaken impression that their landlord’s policy covers their possessions A landlord does not provide insurance for a tenants personal property An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it in a reasonable time frame, and as a result your property was damaged. What does personal liability insurance for renters insurance cover

Personal liability coverage may cover you, including legal fees and settlement costs, if you cause bodily injury to someone or damage their property, up to the limits of your policy. Renters liability insurance only covers your personal liability and related costs, it doesn't protect your personal property That's what the contents coverage section of a renters insurance policy is for.

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