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Simply put, it's a credit card that allows you to transfer a balance from another card, typically at a low introductory annual percentage rate (apr) See steps to take when doing balance transfers, important considerations, and mistakes to avoid. You may pay a balance transfer.

Here’s how to transfer a balance from one credit card to another, with guidance for every step. Learn how to do a balance transfer on a credit card A balance transfer credit card lets you move debt from an existing card to another

This quick video explains how it could help you save on interest and potentially pay off card debt faster.

Credit card balance transfers allow you to move an unpaid balance from one card to another, potentially saving money on interest Many credit cards offer promotional interest rates on balance transfers. How does a balance transfer work Balance transfers can ideally save you money on interest, making it easy to pay down your debts.

Balance transfers allow you to pay off an existing debt with a credit card, which moves the debt to the credit card, often with an additional fee Anyone can qualify to do a balance transfer as long as they have a credit card that allows transfers and has a high enough credit limit. What is a balance transfer A balance transfer moves a balance from a credit card or loan to another credit card

Transferring balances with a higher annual percentage rate (apr) to a card with a lower apr can save you money on the interest you’ll pay.

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